About VitalStep
Affordable, easy-to-use financial tools designed to help UK residents navigate their financial journey - especially the challenging path to homeownership.
My Story
Hi, I'm the founder of VitalStep. Like many of you, I've experienced firsthand just how overwhelming and expensive the UK housing market has become. When I was trying to buy my first home, I found myself drowning in complex calculations, confusing mortgage products, and financial jargon that seemed designed to keep ordinary people in the dark.
The average house price in the UK has risen to over £285,000, with deposits often requiring £25,000-£50,000 or more. Add in stamp duty, legal fees, survey costs, and moving expenses, and the true cost of buying a home becomes staggering. Yet most online calculators give you basic results without helping you understand the full picture or plan effectively.
I realized that what people needed wasn't another expensive financial advisor charging hundreds per hour, but simple, affordable tools that could give accurate, comprehensive results. Tools that respect your intelligence while making complex financial planning accessible to everyone.
That's why I built VitalStep - to be the financial toolkit I wish I'd had when I was starting out.
Making Finance Accessible
Free Days Every Month
On the 26th-28th of every month - around normal payday periods - all premium features are completely free. No catches, no trials, just access when you need it most.
Comprehensive Calculators
From mortgage affordability and stamp duty to income tax and investment planning - all using the latest UK rates and regulations for accurate results.
Why free days? Because I believe everyone deserves access to financial planning tools, regardless of their budget. These free periods are timed around payday when people are most likely to make important financial decisions.
It's my way of ensuring that lack of money never prevents you from making smart money decisions.
Complete Transparency
Where Your £7 Goes
The Reality
I'm a one-person operation working to keep costs as low as possible. Every penny from your subscription goes directly into keeping the website running and developing new tools.
No fancy offices, no expensive marketing campaigns - just honest tools that help you make better financial decisions.
Your £7/month helps ensure VitalStep stays affordable and accessible for everyone.
Where We're Heading
Investment Tools
I'm working on comprehensive investment tracking, ISA optimization, and pension planning tools. Progress is slower than I'd like due to budget constraints, but they're coming.
Enhanced Analytics
More detailed breakdowns, scenario planning, and personalized recommendations. Every subscription helps fund these improvements and keeps development moving forward.
The goal is simple: Build the most comprehensive, affordable financial toolkit for UK residents. Your support helps make that vision a reality.
What I Stand For
Affordability First
Financial tools should be affordable for everyone. That's why VitalStep costs less than a coffee shop visit each week, with free access periods every month.
Honest & Transparent
No hidden fees, no misleading marketing. I tell you exactly where your money goes and how the tools work. What you see is what you get.
UK-Focused
Built specifically for UK residents with UK tax rates, property laws, and financial regulations. No generic tools adapted from other countries.
User-Driven
Every feature is built based on real user needs. If you need a calculator or tool, let me know - I build what actually helps people.
Get In Touch
Questions? Suggestions for new tools? Just want to say hi? I read every message personally.
General Enquiries
Support & Feedback
Response time: Usually within 24 hours. As a one-person operation, I personally read and respond to every email.